Financing Disclosures & Consumer Notices
Effective Date: June 2, 2026
Please review the following disclosures, notices, authorizations, and consumer protections related to credit applications, financing transactions, electronic communications, and dealership services provided by Feldman Auto Sales.
Electronic Consent Disclosure
By submitting information through this website, you agree that:
• Your electronic signature has the same legal effect as a handwritten signature.
• Electronic records satisfy legal requirements for written documents.
• Electronic disclosures may be delivered in place of paper copies.
• You consent to conduct business electronically.
TCPA Consent to Contact
By providing your telephone number(s), you expressly consent to receive communications from Feldman Auto Sales regarding:
• Vehicle purchases
• Financing applications
• Service appointments
• Vehicle status updates
• Marketing promotions
These communications may be made through:
• Telephone calls
• SMS text messages
• Artificial voice messages
• Automated telephone dialing systems
Consent is not a condition of purchasing any goods or services.
Credit Inquiry Disclosure
Submission of a credit application may result in one or more consumer credit inquiries.
These inquiries may include:
• Soft inquiries for prequalification purposes
• Hard inquiries performed by prospective lenders evaluating your application
Such inquiries may appear on your credit report.
Fair Credit Reporting Act (FCRA) Authorization
By submitting a credit application, you authorize Feldman Auto Sales, its assigns, financing sources, and service providers to:
• Obtain consumer credit reports
• Obtain investigative consumer reports
• Verify employment
• Verify income
• Verify residence
• Verify banking information
• Verify references
This authorization shall remain valid throughout the financing process and any future review, renewal, extension, modification, collection, or servicing of any resulting account.
Equal Credit Opportunity Act (ECOA) Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of:
• Race
• Color
• Religion
• National origin
• Sex
• Marital status
• Age (provided the applicant has legal capacity)
• Receipt of public assistance income
• Good faith exercise of rights under the Consumer Credit Protection Act
The federal agency administering compliance for most creditors is:
Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
Conditional Approval Notice
Any prequalification, preapproval, conditional approval, estimated payment, or lender indication received through this website is preliminary only.
Final approval is subject to:
• Verification of information
• Creditworthiness
• Vehicle eligibility
• Income verification
• Residence verification
• Employment verification
• Lender underwriting requirements
Terms may change based upon verified information.
Identity Verification Notice
To comply with federal and state laws and to protect consumers from identity theft and fraud, Feldman Auto Sales may require documentation including:
• Government-issued identification
• Proof of residence
• Proof of income
• Social Security verification
• Banking verification
Applications containing false or misleading information may be denied and reported to appropriate authorities.
Consumer Fraud Notice
Knowingly providing false, misleading, incomplete, or fraudulent information in connection with a vehicle purchase, financing transaction, warranty claim, insurance claim, or credit application may constitute a violation of federal or state law and may result in civil or criminal penalties.
OFAC Compliance Notice
Federal law requires all financial institutions and certain businesses involved in credit transactions to comply with regulations administered by the Office of Foreign Assets Control (OFAC).
To comply with these regulations, applicants may be screened against government-issued sanctions and watch lists.
The dealership reserves the right to request additional identifying information necessary to complete required compliance reviews.
Indiana Consumer Protection Notice
Feldman Auto Sales is committed to conducting business fairly, honestly, and in compliance with applicable federal and Indiana consumer protection laws.
Consumers are protected by various federal and state laws regulating motor vehicle sales, financing transactions, advertising practices, credit applications, privacy protections, and consumer communications.
If you believe you have been subjected to unfair, deceptive, or misleading business practices, you may contact:
Indiana Attorney General Consumer Protection Division
302 W. Washington Street, Fifth Floor
Indianapolis, Indiana 46204
Telephone: (800) 382-5516
Dealer Arranges Financing Disclosure
Feldman Auto Sales is generally not the lender providing financing unless specifically identified otherwise.
Feldman Auto Sales assists customers in obtaining financing through independent financial institutions, banks, credit unions, and other lending sources.
Submission of a credit application does not guarantee approval. Financing decisions are made solely by participating lenders based upon their underwriting requirements and applicant qualifications.
Advertised Payment Disclosure
Any payment examples, financing calculators, payment estimates, special financing offers, or advertised payment amounts displayed on this website are provided for illustrative purposes only.
Actual payment amounts may vary based upon creditworthiness, down payment amount, vehicle selected, loan term, interest rate, taxes, registration fees, title fees, documentation fees, optional products, lender fees, and other applicable charges.
Not all applicants will qualify for advertised financing terms.
Electronic Communications Consent
By providing your email address, mobile telephone number, or other contact information, you consent to receive communications electronically regarding vehicle purchases, credit applications, financing approvals, service appointments, vehicle status updates, transaction documents, and customer service inquiries.
Electronic communications may include:
• Text messages
• Website notifications
• Electronic documents
• Electronic signatures
Credit Application Certification
By submitting a credit application, you certify that:
• All information provided is true, complete, and accurate.
• You are providing the information for the purpose of obtaining credit.
• You understand that providing false information may result in denial of credit and may violate applicable law.
• You authorize Feldman Auto Sales and participating lenders to verify all information provided.
• You authorize the procurement of consumer reports and investigative consumer reports.
• You acknowledge receipt of applicable disclosures, notices, and authorizations.
Questions?
Feldman Auto Sales
1606 N Carver Street
Greensburg, IN 47240
Phone: (812) 663-2886